Corpus browser
179663 records-
Open
Financial Code - FIN - FIN § 22011
Financial Code - FIN - FIN § 22011
A “regulatory ceiling provision” is a statement in a section or subdivision that specifies an original bona fide principal loan amount at or above which that section or subdivision does not apply to a loan.
-
Open
Financial Code - FIN - FIN § 22012
Financial Code - FIN - FIN § 22012
(a) “Branch office license” means a license to engage in business as a finance lender or broker at a location other than the location identified in a finance lender or broker license application or amended application. (b) “Depository institution” has the same meaning as in Secti
-
Open
Financial Code - FIN - FIN § 22013
Financial Code - FIN - FIN § 22013
(a) “Mortgage loan originator” means an individual who, for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan. (b) Mortgage loan originator does not inclu
-
Open
Financial Code - FIN - FIN § 22014
Financial Code - FIN - FIN § 22014
(a) A loan processor or underwriter who does not represent to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that the individual c
-
Open
Financial Code - FIN - FIN § 22015
Financial Code - FIN - FIN § 22015
“PACE assessment” means a voluntary contractual assessment, voluntary special tax, or special tax, as described in subdivisions (a), (b), and (c) of Section 26054 of the Public Resources Code.
-
Open
Financial Code - FIN - FIN § 22016
Financial Code - FIN - FIN § 22016
“PACE program” means a program in which financing is provided for the installation of efficiency improvements on real property and funded through the use of property assessments, as well as other program components defined in this section, established pursuant to any of the follo
-
Open
Financial Code - FIN - FIN § 22017
Financial Code - FIN - FIN § 22017
(a) “PACE solicitor” means a person authorized by a program administrator to solicit a property owner to enter into an assessment contract. (b) “PACE solicitor agent” means an individual who is employed or retained by, and acts on behalf of, a PACE solicitor to solicit a property
-
Open
Financial Code - FIN - FIN § 22018
Financial Code - FIN - FIN § 22018
(a) “Program administrator” means a person administering a PACE program on behalf of, and with the written consent of, a public agency. “Program administrator” does not include a public agency. (b) For purposes of this division, “program administrator” does not include a person w
-
Open
Financial Code - FIN - FIN § 22018.5
Financial Code - FIN - FIN § 22018.5
“Property owner” means all property owners of record on the property subject to the PACE assessment.
-
Open
Financial Code - FIN - FIN § 22019
Financial Code - FIN - FIN § 22019
“Efficiency improvement” means one or more permanent improvements fixed to real property financed through a PACE assessment.
-
Open
Financial Code - FIN - FIN § 22020
Financial Code - FIN - FIN § 22020
“Public agency” means a city, including a charter city, county, city and county, municipal utility district, community services district, community facilities district, joint powers authority, sanitary district, sanitation district, or water district, as defined in Section 20200
-
Open
Financial Code - FIN - FIN § 22050
Financial Code - FIN - FIN § 22050
(a) This division does not apply to any person doing business under any law of any state or of the United States relating to banks, trust companies, savings and loan associations, insurance premium finance agencies, credit unions, small business investment companies, community ad
-
Open
Financial Code - FIN - FIN § 22050.5
Financial Code - FIN - FIN § 22050.5
This division does not apply to any person who makes no more than one loan in a 12-month period if that loan is a commercial loan as defined in Section 22502.
-
Open
Financial Code - FIN - FIN § 22051
Financial Code - FIN - FIN § 22051
This division does not apply to the following: (a) Any nonprofit cooperative association organized under Chapter 1 (commencing with Section 54001) of Division 20 of the Food and Agricultural Code that loans or advances money in connection with any activity mentioned in that chapt
-
Open
Financial Code - FIN - FIN § 22052
Financial Code - FIN - FIN § 22052
This division does not apply to any loan of credit made by a person not licensed under this division pursuant to a plan having all of the following characteristics: (a) Credit cards issued pursuant to a written application and to the plan whereby the organization issuing the card
-
Open
Financial Code - FIN - FIN § 22053
Financial Code - FIN - FIN § 22053
In any proceeding under this law, the burden of proving an exemption is upon the person claiming it.
-
Open
Financial Code - FIN - FIN § 22054
Financial Code - FIN - FIN § 22054
This division does not apply to bona fide conditional contracts of sale involving the disposition of personal property when these forms of sales agreements are not used for the purpose of evading this division.
-
Open
Financial Code - FIN - FIN § 22055
Financial Code - FIN - FIN § 22055
This division does not apply to premium financing as defined in Section 18563.
-
Open
Financial Code - FIN - FIN § 22056
Financial Code - FIN - FIN § 22056
This division does not apply to the California Infrastructure and Economic Development Bank, any program authorized pursuant to Chapter 1 (commencing with Section 14000) of Part 5 of Division 3 of Title 1 of the Corporations Code, or to the California Integrated Waste Management
-
Open
Financial Code - FIN - FIN § 22057
Financial Code - FIN - FIN § 22057
This division does not apply to any loan that is made or arranged by any person licensed as a real estate broker by the state and secured by a lien on real property, or to any licensed real estate broker when making such a loan. A licensed real estate broker may make a loan secur
-
Open
Financial Code - FIN - FIN § 22058
Financial Code - FIN - FIN § 22058
This division does not apply to any cemetery broker licensed under the Cemetery Act (Chapter 19 (commencing with Section 9600) of Division 3 of the Business and Professions Code).
-
Open
Financial Code - FIN - FIN § 22059
Financial Code - FIN - FIN § 22059
A license to act as a broker under this division does not authorize the licensee to negotiate or perform any act as a broker in connection with loans made or to be made by a lender not licensed as a finance lender under this division.
-
Open
Financial Code - FIN - FIN § 22060
Financial Code - FIN - FIN § 22060
This division does not apply to a loan made or arranged by a licensed residential mortgage lender or servicer when acting under the authority of that license.
-
Open
Financial Code - FIN - FIN § 22061
Financial Code - FIN - FIN § 22061
(a) This division does not apply to any nonprofit church extension fund. (b) For purposes of this section: (1) “Nonprofit church extension fund” means a nonprofit organization affiliated with a church, that is formed for the purpose of making loans to that church’s congregational
-
Open
Financial Code - FIN - FIN § 22062
Financial Code - FIN - FIN § 22062
(a) This division does not apply to either of the following: (1) A commercial bridge loan made by a venture capital company to an operating company. (2) A venture capital investment made by a venture capital company in an equity security issued by an operating company. (b) For pu