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Civil Code - CIV - CIV § 1786.12

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.12

An investigative consumer reporting agency shall only furnish an investigative consumer report under the following circumstances: (a) In response to the order of a court having jurisdiction to issue the order. (b) In compliance with a lawful subpoena issued by a court of competen

Civil Code - CIV - CIV § 1786.14

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.14

Notwithstanding the provisions of Section 1786.12 an investigative consumer reporting agency may furnish to a governmental agency a consumer’s name, address, former address, places of employment, or former places of employment.

Civil Code - CIV - CIV § 1786.16

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.16

(a) Any person described in subdivision (d) of Section 1786.12 shall not procure or cause to be prepared an investigative consumer report unless the following applicable conditions are met: (1) If an investigative consumer report is sought in connection with the underwriting of i

Civil Code - CIV - CIV § 1786.18

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.18

(a) Except as authorized under subdivision (b), an investigative consumer reporting agency may not make or furnish any investigative consumer report containing any of the following items of information: (1) Bankruptcies that, from the date of the order for relief, antedate the re

Civil Code - CIV - CIV § 1786.2

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.2

The following terms as used in this title have the meaning expressed in this section: (a) The term “person” means any individual, partnership, corporation, limited liability company, trust, estate, cooperative, association, government or governmental subdivision or agency, or oth

Civil Code - CIV - CIV § 1786.20

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.20

(a) An investigative consumer reporting agency shall maintain reasonable procedures designed to avoid violations of Section 1786.18 and to limit furnishing of investigative consumer reports for the purposes listed under Section 1786.12. These procedures shall require that prospec

Civil Code - CIV - CIV § 1786.22

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.22

(a) An investigative consumer reporting agency shall supply files and information required under Section 1786.10 during normal business hours and on reasonable notice. (b) Files maintained on a consumer shall be made available for the consumer’s visual inspection, as follows: (1)

Civil Code - CIV - CIV § 1786.24

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.24

(a) If the completeness or accuracy of any item of information contained in his or her file is disputed by a consumer, and the dispute is conveyed directly to the investigative consumer reporting agency by the consumer, the investigative consumer reporting agency shall, without c

Civil Code - CIV - CIV § 1786.26

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.26

(a) Except as otherwise provided in subdivision (c), an investigative consumer reporting agency may charge a consumer a fee not exceeding eight dollars ($8) for making disclosures to the consumer pursuant to Sections 1786.10, 1786.11, and 1786.22. Any charges shall be indicated t

Civil Code - CIV - CIV § 1786.28

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.28

(a) Each investigative consumer reporting agency that collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates items of information concerning consumers which are matters of public record shall specify in any report containing public record informa

Civil Code - CIV - CIV § 1786.29

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.29

An investigative consumer reporting agency shall provide the following notices on the first page of an investigative consumer report: (a) A notice in at least 12-point boldface type setting forth that the report does not guarantee the accuracy or truthfulness of the information a

Civil Code - CIV - CIV § 1786.30

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.30

Whenever an investigative consumer reporting agency prepares an investigative consumer report, no adverse information in the report (other than information that is a matter of public record, the status of which has been updated pursuant to Section 1786.28) may be included in a su

Civil Code - CIV - CIV § 1786.40

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.40

(a) Whenever insurance for personal, family, or household purposes, employment, or the hiring of a dwelling unit involving a consumer is denied, or the charge for that insurance or the hiring of a dwelling unit is increased, under circumstances in which a report regarding the con

Civil Code - CIV - CIV § 1786.50

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.50

(a) An investigative consumer reporting agency or user of information that fails to comply with any requirement under this title with respect to an investigative consumer report is liable to the consumer who is the subject of the report in an amount equal to the sum of all the fo

Civil Code - CIV - CIV § 1786.52

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.52

Nothing in this chapter shall in any way affect the right of any consumer to maintain an action against an investigative consumer reporting agency, a user of an investigative consumer report, or an informant for invasion of privacy or defamation. An action to enforce any liabilit

Civil Code - CIV - CIV § 1786.53

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.53

(a) Any person who collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates information on a consumer’s character, general reputation, personnel characteristics, or mode of living, for employment purposes, which are matters of public record, and do

Civil Code - CIV - CIV § 1786.54

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.54

This title does not apply to any investigative consumer report which by its terms is limited to disclosures from public records relating to land and land titles or which is a report issued preliminary to the issuance of a policy of title insurance, and it does not apply to any pe

Civil Code - CIV - CIV § 1786.55

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.55

Nothing in this chapter is intended to modify Section 1198.5 of the Labor Code or existing law concerning information obtained by an employer or employment agency without the use of the services of an investigative consumer reporting agency for employment reference checks, backgr

Civil Code - CIV - CIV § 1786.56

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.56

If any provision of this act or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or applications of the act which can be given effect without the invalid provision or application, and to this end the provisi

Civil Code - CIV - CIV § 1786.57

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.57

Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.

Civil Code - CIV - CIV § 1786.60

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1786.60

Notwithstanding subdivision (a) of Section 1798.85, prior to July 1, 2004, any financial institution may print the social security number of an individual on any account statement or similar document mailed to that individual, if the social security number is provided in connecti

Civil Code - CIV - CIV § 1787.1

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1787.1

This title may be cited as “The Holden Credit Denial Disclosure Act of 1976.”

Civil Code - CIV - CIV § 1787.2

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1787.2

(a) Within 30 days, or at a later reasonable time as specified in federal law or regulations, after receipt of a completed written application for credit, a creditor shall notify the applicant of its action on the application. (b) Each applicant denied credit shall be entitled to

Civil Code - CIV - CIV § 1787.3

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1787.3

(a) Any creditor who fails to comply with any requirement of Section 1787.2 shall be liable for any actual damages sustained by an applicant as a result of such failure. (b) Any creditor, other than a government or governmental subdivision or agency, who fails to comply with any

Civil Code - CIV - CIV § 1787.4

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1787.4

Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.