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Civil Code - CIV - CIV § 1799.5
Civil Code - CIV - CIV § 1799.5
(a) “Precomputed interest” means interest, as that term is contemplated by the Truth in Lending Act, 15 United States Code 1605(a)(1), which is (1) computed by multiplying the original balance of the loan by a rate and multiplying that product by the number of payment periods ela
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Civil Code - CIV - CIV § 1799.6
Civil Code - CIV - CIV § 1799.6
Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
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Civil Code - CIV - CIV § 1799.8
Civil Code - CIV - CIV § 1799.8
(a) “Precomputed finance charge” means a finance charge which is (1) computed by multiplying the original contract balance by a rate and multiplying that product by the number of payment periods elapsing between the date of the contract and the date of the last scheduled payment
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Civil Code - CIV - CIV § 1799.85
Civil Code - CIV - CIV § 1799.85
Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
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Civil Code - CIV - CIV § 1799.90
Civil Code - CIV - CIV § 1799.90
As used in this title: (a) “Consumer credit contract” means any of the following obligations to pay money on a deferred payment basis, where the money, property, services or other consideration which is the subject matter of the contract is primarily for personal, family or house
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Civil Code - CIV - CIV § 1799.91
Civil Code - CIV - CIV § 1799.91
(a) Each creditor who obtains the signature of more than one person on a consumer credit contract shall deliver to each person who does not in fact receive any of the money, property, or services which are the subject matter of the consumer credit contract, prior to that person’s
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Civil Code - CIV - CIV § 1799.92
Civil Code - CIV - CIV § 1799.92
(a) The notice required by Section 1799.91 shall be provided on a separate sheet that meets the following requirements: (1) It shall not contain any other text except as is necessary to identify the creditor and consumer credit contract or lessor and lease to which the statement
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Civil Code - CIV - CIV § 1799.93
Civil Code - CIV - CIV § 1799.93
(a) The creditor shall not obtain the signature of any person entitled to notice under Section 1799.91 if the consumer credit contract contains blank spaces to be filled in after the person’s signature has been obtained. (b) The creditor shall give each person entitled to notice
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Civil Code - CIV - CIV § 1799.94
Civil Code - CIV - CIV § 1799.94
The text of the statement required by Section 1799.91 of this title shall not be construed to alter or affect the rights and obligations of the parties to any consumer credit contract.
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Civil Code - CIV - CIV § 1799.95
Civil Code - CIV - CIV § 1799.95
No action shall be brought, nor shall any security interest be enforced, by any creditor or any assignee of a creditor on any consumer credit contract which fails to comply with this title against any person, however designated, who is entitled to notice under Section 1799.91 and
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Civil Code - CIV - CIV § 1799.96
Civil Code - CIV - CIV § 1799.96
If federal law or regulations require or permit the use of a notice substantially similar to that required by Section 1799.91, the use of such federally sanctioned notice and an accurate translation thereof into the languages set forth in subdivision (b) of Section 1632 shall con
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Civil Code - CIV - CIV § 1799.97
Civil Code - CIV - CIV § 1799.97
(a) No consumer credit contract shall provide for a security interest in any religious books, religious artifacts, or religious materials, valued at less than five hundred dollars ($500), unless the religious books, artifacts, or materials are specifically pledged as collateral.
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Civil Code - CIV - CIV § 1799.98
Civil Code - CIV - CIV § 1799.98
(a) Nothing in this title shall be construed to make applicable or affect or operate as a waiver of any of the provisions of any of the following: (1) Title 13 (commencing with Section 2787) of Part 4 of Division 3 of this code. (2) Parts 1 (commencing with Section 700), 2 (comme
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Civil Code - CIV - CIV § 1799.99
Civil Code - CIV - CIV § 1799.99
(a) This section applies to transactions, other than consumer credit contracts as defined in Section 1799.90, which are subject to 16 C.F.R. 444.3, 12 C.F.R. 227.14, or 12 C.F.R. 535.3, whichever is applicable to the creditor. (b) Unless the persons who are obligated under the tr
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Civil Code - CIV - CIV § 18
Civil Code - CIV - CIV § 18
Notice is: 1. Actual—which consists in express information of a fact; or, 2. Constructive—which is imputed by law.
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Civil Code - CIV - CIV § 1801
Civil Code - CIV - CIV § 1801
This chapter may be cited as the “Unruh Act.”
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Civil Code - CIV - CIV § 1801.1
Civil Code - CIV - CIV § 1801.1
Any waiver by the buyer of the provisions of this chapter shall be deemed contrary to public policy and shall be unenforceable and void.
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Civil Code - CIV - CIV § 1801.2
Civil Code - CIV - CIV § 1801.2
If any provisions of this chapter or the application thereof to any person or circumstances is held unconstitutional, the remainder of the chapter and the application of such provision to other persons or circumstances shall not be affected thereby.
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Civil Code - CIV - CIV § 1801.4
Civil Code - CIV - CIV § 1801.4
The provisions of this chapter shall not apply to any contract or series of contracts providing for: (a) the construction, sale, or construction and sale of an entire residence, including a mobilehome, or all or part of a structure designed for commerical or industrial occupancy,
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Civil Code - CIV - CIV § 1801.5
Civil Code - CIV - CIV § 1801.5
Notwithstanding any other provision of this chapter to the contrary, any information required to be disclosed in a retail installment contract or other document under this chapter may be disclosed in any manner, method, or terminology required or permitted under Regulation Z, as
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Civil Code - CIV - CIV § 1801.6
Civil Code - CIV - CIV § 1801.6
(a) The Legislature finds that the decisional law of this state regarding the characterization of credit transactions as either loans or credit sales has been made unclear by the holding in King v. Central Bank, 18 Cal. 3d 840. It is the purpose of subdivision (b) to clarify such
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Civil Code - CIV - CIV § 1801.7
Civil Code - CIV - CIV § 1801.7
The provisions of this chapter shall not apply to any premium finance agreement entered into by an industrial loan company pursuant to Chapter 8 (commencing with Section 18560) of Division 7 of the Financial Code.
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Civil Code - CIV - CIV § 1802
Civil Code - CIV - CIV § 1802
Unless the context or subject matter otherwise requires, the definitions given in this article govern the construction of this chapter.
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Civil Code - CIV - CIV § 1802.1
Civil Code - CIV - CIV § 1802.1
“Goods” means tangible chattels bought for use primarily for personal, family or household purposes, including certificates or coupons exchangeable for such goods, and including goods which, at the time of the sale or subsequently are to be so affixed to real property as to becom
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Civil Code - CIV - CIV § 1802.10
Civil Code - CIV - CIV § 1802.10
“Finance charge” means the amount however denominated or expressed which the retail buyer contracts to pay or pays for the privilege of purchasing goods or services to be paid for by the buyer in installments. “Finance charge” does not include the amounts, if any, charged for ins