Corpus browser

Civil Code - CIV - CIV § 1808.3

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1808.3

If a credit sale is one of a series of transactions made pursuant to an agreement providing for the addition of the amount financed plus the finance charge for the current sale to an existing outstanding balance, and the disclosures required under this article for the initial sal

Civil Code - CIV - CIV § 1808.4

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1808.4

Until the seller delivers to the buyer the memorandum as provided in Sections 1808.2 and 1808.3, the buyer shall be obligated to pay only the cash price of the subsequent purchase.

Civil Code - CIV - CIV § 1808.5

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1808.5

Subject to the other provisions of Article 5 (commencing with Section 1805.1), the finance charge to be included in a consolidated total of payments under subdivision ( l ) of Section 1808.2 shall be determined by applying the finance charge at the applicable rate to the unpaid b

Civil Code - CIV - CIV § 1809.1

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1809.1

Notwithstanding any contrary provision of this title a financing agency may purchase a retail installment contract or installment account from a seller on such terms and conditions and for such price as may be mutually agreed upon. No filing of notice or of the assignment, no not

Civil Code - CIV - CIV § 1810

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810

For the purposes of this article, a retail installment account agreement shall be deemed to be accepted by the buyer if (1) the buyer signs the agreement, including signing an application containing the terms of the agreement, or (2) the account is used by the buyer or a person w

Civil Code - CIV - CIV § 1810.1

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.1

Notwithstanding any other provisions of this article to the contrary, before the first transaction is made on any retail installment account, the seller shall disclose to the buyer in a single written statement, which the buyer may retain, in terminology consistent with the requi

Civil Code - CIV - CIV § 1810.10

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.10

(a) Notwithstanding the provision of any contract to the contrary, except as provided in subdivision (b) or (c), no retail seller shall assess any finance charge against the outstanding balance for goods purchased under a retail installment account until the goods are in the buye

Civil Code - CIV - CIV § 1810.11

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.11

The buyer may request, not more frequently than once a year, that the seller inform the buyer of the total amount of finance charges assessed on the account during the preceding calendar year and the seller shall provide that information to the buyer within 30 days of receiving t

Civil Code - CIV - CIV § 1810.12

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.12

(a) Notwithstanding Section 1810.4, a seller or holder of a retail installment account may, subject to subdivision (d) of Section 1810.3, provide that for each installment in default the buyer shall pay a delinquency charge not in excess of one of the following amounts: (1) For a

Civil Code - CIV - CIV § 1810.2

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.2

Subject to the other provisions of this article, the seller or holder of a retail installment account may charge, receive and collect a finance charge as disclosed to the buyer pursuant to Section 1810.3.

Civil Code - CIV - CIV § 1810.20

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.20

This article shall be known and may be cited as the “Areias Retail Installment Account Full Disclosure Act of 1986.”

Civil Code - CIV - CIV § 1810.21

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.21

(a) Any application form or preapproved written solicitation for a credit card issued in connection with a retail installment account that is mailed on or after October 1, 1987, to a retail buyer residing in this state by or on behalf of a retail seller, whether or not the retail

Civil Code - CIV - CIV § 1810.3

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.3

(a) Except in the case of an account which the seller deems to be uncollectible or with respect to which delinquency collection procedures have been instituted, the seller of any retail installment account shall mail or deliver to the buyer for each billing cycle at the end of wh

Civil Code - CIV - CIV § 1810.4

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.4

The finance charge shall include all charges incident to investigating and making the retail installment account. No fee, expense, delinquency, collection, or other charge whatsoever shall be taken, received, reserved, or contracted by the seller or holder of a retail installment

Civil Code - CIV - CIV § 1810.5

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.5

If the cost of any insurance is to be separately charged to the buyer, there shall be an agreement to this effect, signed by both the buyer and the seller, a copy of which shall be given or furnished to the buyer. Such agreement shall state whether the insurance is to be procured

Civil Code - CIV - CIV § 1810.6

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.6

Nothing in this article prohibits the execution of an agreement between a buyer and seller whereby the seller retains a security interest in goods sold to the buyer until full payment therefor has been made. For purposes of release of the security interests, in the case of goods

Civil Code - CIV - CIV § 1810.7

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.7

No retail installment account shall require or entail the execution of any note or series of notes by the buyer which when separately negotiated will cut off as to third parties any right of action or defense which the buyer may have against the seller.

Civil Code - CIV - CIV § 1810.8

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1810.8

The provisions of Sections 1806.1 and 1806.4 shall be applicable to retail installment accounts.

Civil Code - CIV - CIV § 1811.1

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1811.1

Reasonable attorney’s fees and costs shall be awarded to the prevailing party in any action on a contract or installment account subject to the provisions of this chapter regardless of whether such action is instituted by the seller, holder or buyer. Where the defendant alleges i

Civil Code - CIV - CIV § 1812.10

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.10

(a) An action on a contract or installment account under this chapter shall be tried in the superior court in the county where the contract was in fact signed by the buyer, where the buyer resided at the time the contract was entered into, where the buyer resides at the commencem

Civil Code - CIV - CIV § 1812.100

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.100

(a) The Legislature finds that there exists in connection with a substantial number of contracts for discount buying services, sales practices and business and financing practices which result in fraud, deceit, and financial hardships being perpetrated on the people of the state;

Civil Code - CIV - CIV § 1812.101

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.101

For the purpose of this title, the following definitions shall be used: (a) “Discount buying organization” means any person or persons, corporation, unincorporated association, or other organization which, for a consideration, provides or purports to provide its clients or the cl

Civil Code - CIV - CIV § 1812.103

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.103

Every discount buying organization shall maintain a bond issued by a surety company admitted to do business in this state. The principal sum of the bond shall be twenty thousand dollars ($20,000). A copy of such bond shall be filed with the Secretary of State.

Civil Code - CIV - CIV § 1812.104

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.104

The bond required by Section 1812.103 shall be in favor of the State of California for the benefit of any person who is damaged by any violation of this title or by fraud or dishonesty or failure to provide the services of the discount buying organization in performance of the co

Civil Code - CIV - CIV § 1812.105

statute | California | California Legislative Counsel

Civil Code - CIV - CIV § 1812.105

(a) When a deposit has been made in lieu of a bond pursuant to Section 995.710 of the Code of Civil Procedure, the person asserting a claim against the deposit shall, in lieu of Section 996.430 of the Code of Civil Procedure, establish the claim by furnishing evidence to the Secr