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Civil Code - CIV - CIV § 3273.15
Civil Code - CIV - CIV § 3273.15
(a) A borrower who is harmed by a material violation of this title may bring an action to obtain injunctive relief, damages, restitution, and any other remedy to redress the violation. (b) A court may award a prevailing borrower reasonable attorney’s fees and costs in any action
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Civil Code - CIV - CIV § 3273.16
Civil Code - CIV - CIV § 3273.16
Any waiver by a borrower of the provisions of this article is contrary to public policy and shall be void.
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Civil Code - CIV - CIV § 3273.2
Civil Code - CIV - CIV § 3273.2
(a) The provisions of this title apply to a mortgage or deed of trust that is secured by residential property containing no more than four dwelling units, including individual units of condominiums or cooperatives, and that was outstanding as of the enactment date of this title.
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Civil Code - CIV - CIV § 3273.20
Civil Code - CIV - CIV § 3273.20
This title is known, and may be cited, as the “Mortgage Forbearance Act.”
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Civil Code - CIV - CIV § 3273.21
Civil Code - CIV - CIV § 3273.21
For purposes of this title, the following terms have the following meanings: (a) (1) “Borrower” means a natural person who is a mortgagor or trustor, or a person who holds a power of attorney for a mortgagor or trustor. (2) “Borrower” does not include an individual who has surren
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Civil Code - CIV - CIV § 3273.22
Civil Code - CIV - CIV § 3273.22
This title applies to a depository institution chartered under federal or state law, a person covered by the licensing requirements of Division 9 (commencing with Section 22000) or Division 20 (commencing with Section 50000) of the Financial Code, or a person licensed pursuant to
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Civil Code - CIV - CIV § 3273.23
Civil Code - CIV - CIV § 3273.23
(a) A borrower who is experiencing financial hardship that prevents the borrower from making timely payments on a residential mortgage loan due directly to the wildfire disaster may request forbearance on the residential mortgage loan by doing both of the following: (1) Submittin
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Civil Code - CIV - CIV § 3273.24
Civil Code - CIV - CIV § 3273.24
(a) A mortgage servicer shall disclose to a borrower to whom a forbearance has been granted pursuant to Section 3273.23 that the forborne mortgage payments are required to be repaid. (b) The disclosure required by subdivision (a) is only required to be furnished to the borrower o
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Civil Code - CIV - CIV § 3273.25
Civil Code - CIV - CIV § 3273.25
During the time of forbearance granted pursuant to this title, a mortgage servicer shall not initiate any judicial or nonjudicial foreclosure process, move for a foreclosure judgment or order of sale, or execute a foreclosure-related eviction or foreclosure sale if the borrower i
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Civil Code - CIV - CIV § 3273.26
Civil Code - CIV - CIV § 3273.26
Failure to comply with this title shall not affect the validity of a trustee’s sale or a sale to a bona fide purchaser for value.
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Civil Code - CIV - CIV § 3273.27
Civil Code - CIV - CIV § 3273.27
(a) (1) With respect to a federally backed loan, a person shall not be held liable for a violation of this title if compliance with this title conflicts with the servicing guidelines applicable to the federally backed loan. (2) Servicing guidelines applicable to a federally backe
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Civil Code - CIV - CIV § 3273.28
Civil Code - CIV - CIV § 3273.28
The Department of Financial Protection and Innovation shall post all of the following on its website: (a) Links to the provisions of servicing guidelines pertaining to disaster-related forbearance relief for federally backed loans. (b) A summary of Fannie Mae and Freddie Mac guid
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Civil Code - CIV - CIV § 3273.29
Civil Code - CIV - CIV § 3273.29
(a) It is the intent of the Legislature that a mortgage servicer offer a borrower forbearance that is consistent with the mortgage servicer’s contractual or other authority. Nothing in this title requires a mortgage servicer to take any action that would require the mortgage serv
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Civil Code - CIV - CIV § 3273.30
Civil Code - CIV - CIV § 3273.30
The provisions of this title are severable. If any provision of this title or its application is held invalid, that invalidity shall not affect other provisions or applications that can be given effect without the invalid provision or application.
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Civil Code - CIV - CIV § 3273.50
Civil Code - CIV - CIV § 3273.50
As used in this title, the following definitions apply: (a) “Ammunition” has the same meaning as provided in subdivision (b) of Section 16150 of the Penal Code. (b) “Firearm” has the same meaning as provided in subdivisions (a) and (b) of Section 16520 of the Penal Code. (c) “Fir
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Civil Code - CIV - CIV § 3273.51
Civil Code - CIV - CIV § 3273.51
(a) A firearm industry member shall comply with the firearm industry standard of conduct. It shall be a violation of the firearm industry standard of conduct for a firearm industry member to fail to comply with any requirement of this section. (b) A firearm industry member shall
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Civil Code - CIV - CIV § 3273.52
Civil Code - CIV - CIV § 3273.52
(a) An act or omission by a firearm industry member in violation of the firearm industry standard of conduct set forth in Section 3273.51 shall be actionable under this section. (b) A person who has suffered harm in California because of a firearm industry member’s conduct descri
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Civil Code - CIV - CIV § 3273.54
Civil Code - CIV - CIV § 3273.54
(a) This title shall not be construed or implied to limit or impair in any way the right of a person or entity to pursue a legal action under any other authority. (b) This title shall not be construed or implied to limit or impair in any way an obligation or requirement placed on
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Civil Code - CIV - CIV § 3273.55
Civil Code - CIV - CIV § 3273.55
This title shall become operative on July 1, 2023.
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Civil Code - CIV - CIV § 3273.60
Civil Code - CIV - CIV § 3273.60
As used in this title, the following definitions apply: (a) “Digital firearm manufacturing code” means any digital instructions in the form of computer-aided design files, computer-aided manufacturing files, or other code or instructions stored and displayed in electronic format
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Civil Code - CIV - CIV § 3273.61
Civil Code - CIV - CIV § 3273.61
(a) A civil action may be brought against a person who knowingly does either of the following: (1) Distributes or causes to be distributed, by any means including the internet, any digital firearm manufacturing code to any other person in this state who is not a federally license
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Civil Code - CIV - CIV § 3273.62
Civil Code - CIV - CIV § 3273.62
(a) A person shall not sell, offer to sell, transfer, advertise, or market a CNC milling machine or three-dimensional printer in a manner that knowingly or recklessly causes another person in this state to engage in conduct prohibited by Section 29185 of the Penal Code, or in a m
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Civil Code - CIV - CIV § 3273.625
Civil Code - CIV - CIV § 3273.625
(a) It is unlawful to knowingly, willfully, or recklessly cause another person to engage in the unlawful manufacture of firearms, or to knowingly, willfully, or recklessly aid, abet, promote, or facilitate the unlawful manufacture of firearms. (b) As used in this section, the “un
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Civil Code - CIV - CIV § 3273.65
Civil Code - CIV - CIV § 3273.65
As used in this title: (a) “Child pornography” has the same meaning as defined in Section 2256 of Title 18 of the United States Code, as amended from time to time. (b) “Child sexual abuse material” means either of the following: (1) Child pornography. (2) Obscene matter that depi
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Civil Code - CIV - CIV § 3273.66
Civil Code - CIV - CIV § 3273.66
A social media platform shall do all of the following: (a) Provide, in a mechanism that is reasonably accessible to users, a means for a user who is a California resident to report material to the social media platform that the user reasonably believes meets all of the following